The biggest fear in retirement is running out of money. The Retirement Withdrawal Planner models your retirement income strategy so you can see exactly how long your savings will last under different withdrawal rates, market return assumptions, and inflation scenarios.
Enter your total retirement savings, planned monthly withdrawal, expected investment return rate, and inflation rate. The planner projects your account balance year by year, showing exactly when your funds would be depleted. It also shows the impact of the classic 4% rule and lets you test more conservative or aggressive strategies.
What makes this planner especially useful is the ability to add multiple income sources. Include Social Security benefits with their start date, pension income, rental income, or part-time work earnings. The tool calculates your total retirement income from all sources and adjusts withdrawal needs accordingly, giving you a realistic picture of your retirement runway.